Employment Practices Liability
Protection from increasingly frequent and expensive employment-related lawsuits
A look at the numbers
60%
Percentage of U.S. companies sued by employees or former employees each year*
46%
Of employment cases result in a plaintiff verdict when taken to litigation*
$125K
Average defense costs for an EPLI case through trial*
*Kaufman Dolowich & Voluck, LLP (2014) IQRM – Intelligence Quotient for Risk Management: Employment Practice Liability
Built for small businesses
Thousands of small businesses use Counterpart’s insurance product offerings and risk management services to manage some of their most complicated risks
Technology
Example
Technology
State:
Missouri
Limit:
$2,000,000
Retention:
$10,000
Premium:
$3,403
Restaurant & Food Services
Example
Restaurant & Food Services
State:
New York
Limit:
$1,000,000
Retention:
$10,000
Premium:
$3,350
Consulting
Example
Consulting
State:
New Jersey
Limit:
$1,000,000
Retention:
$10,000
Premium:
$4,616
Construction
Example
Construction
State:
Florida
Limit:
$1,000,000
Retention:
$10,000
Premium:
$5,295
Hospitality
Example
Hospitality
State:
Maine
Limit:
$1,000,000
Retention:
$15,000
Premium:
$5,552
Delivery Service Providers
Example
Delivery Service Providers
State:
Massachusetts
Limit:
$1,000,000
Retention:
$15,000
Premium:
$5,856
Real Estate
Example
Engineers & Architects
State:
Washington
Limit:
$1,000,000
Retention:
$15,000
Premium:
$2,258
We cover 300 + more industries
Across all 50 states
State:
Limit:
Retention:
Premium:
What is covered?
What is covered?
Wrongful termination
Harassment
Discrimination
Retaliation
Third Party Liability
Wage & Hour Defense Costs available
+ Much more
Download our full coverage & appetite guide
How we’re different
Modular Forms
Quote multiple limits, retentions, and coverage options across all coverages
Admitted & Surplus
More coverage options, from standard coverage to more unique, complex risks
AM Best rating of A XV (Excellent)*
Underwritten by industry leaders with one of the strongest credit ratings from AM Best
Risk assessment
Generate custom risk assessments with proprietary insights into the exposures your clients may face
Multi-channel support
Get a quote in minutes, any where, and on any device via email, digital application, or API
Underwriter on-call
Get support from underwriters with over >120 years of collective experience
We’re behind you
Brad has over a decade of experience in management and professional liability underwriting. He managed one of the largest books of small business management liability risks at Travelers, where he was known for his deep understanding of coverage, outstanding submission response times, and boundless enthusiasm for the space.
Brad Bahler
Risk Engineer Manager
Claims Examples
Underwritten by the world’s leading insurance providers
Counterpart’s products are unwritten by Aspen Specialty Insurance Company (AM Best Rating of A XV*), Evanston Insurance Company, a Markel® Company (AM Best Rating of A XV*), and Westfield Specialty® (AM Best Rating of A XV*).