Lawyers Professional Liability

Flexible, modern professional liability coverage designed for lawyers and law firms as they navigate shifting case law, rising client expectations, and the growing role of AI in legal practice.

A look at the numbers

30%

Of LPL carriers paid a claim between $150M–$300M.*

70%

Of LPL insurers reported rising defense counsel rates.*

79%

Of legal professionals now use AI in their work.†

*Ames & Gough (2024) †Clio Legal Trends Report (2025)

Built for lawyers and law firms

Law firms use Counterpart's insurance products and risk management services to manage risk across their areas of practice.

Administrative Law

Example

Administrative Law

Lawyers:

2

State:

Illinois

Limit:

$1M/$1M

Retention:

$5,000

Premium:

$3,500

Worker’s Compensation

Example

Worker’s Compensation Plaintiff & Defense

Lawyers:

10

State:

California

Limit:

$3M/$3M

Retention:

$15,000

Premium:

$20,000

Eminent Domain

Example

Eminent Domain

Lawyers:

3

State:

Florida

Limit:

$2M/$2M

Retention:

$10,000

Premium:

$7,500

Civil Rights & Discrimination

Example

Civil Rights & Discrimination

Lawyers:

5

State:

Texas

Limit:

$2M/$3M

Retention:

$10,000

Premium:

$9,500

Juvenile/Guardianship

Example

Juvenile/Guardianship

Lawyers:

1

State:

Michigan

Limit:

$1M/$1M

Retention:

$5,000

Premium:

$1,500

Personal Injury Defense

Example

Personal Injury Defense

Lawyers:

45

State:

Illinois

Limit:

$4M/$4M

Retention:

$25,000

Premium:

$55,000

Local Government

Example

Local Government

Lawyers:

20

State:

New York

Limit:

$500K/$500K

Retention:

$15,000

Premium:

$3,500

Broad appetite

Lawyers and law firms across all 50 states

State:

Limit:

Retention:

Premium:

What is covered?

Modular Coverage

Flexible limits up to $5,000,000

Professional Liability

Coverage for professional services rendered by lawyers, independent contractors, and Of Counsel.

Sexual Abuse & Physical Misconduct

Flexible limits up to $2,000,000 / $4,000,000.

Technology Based Services and Products

Protection for claims arising from the use of AI in the delivery of legal services, as well as claims arising from failure of a technology product.

Media and Advertising Liability

Coverage for media and advertising-related claims connected to the firm's professional activities.

General Liability

Broad general liability protection available alongside professional coverage, with primary and excess limits.

+ Much more

And dozens of other coverages that are designed to help law firms manage their liability.

Download our full coverage & appetite guide

Claims Examples

Negligent Handling of Workers Compensation Defense

Cost: $50,000–$75,000

Time to resolve:

12-18 months

Example

An attorney defending an employer in a workers' compensation proceeding failed to obtain key medical records prior to the hearing and missed the deadline to contest the claimant's disability rating. The employer was found liable for permanent total disability benefits far exceeding what the medical evidence would have supported, and filed a malpractice claim alleging the attorney's procedural failures directly caused the excess award.

Missed Filing Deadline in Slip and Fall Case

Cost: $45,000–$60,000

Time to resolve:

9–15 months

Example

A personal injury attorney was retained to represent a client injured in a slip and fall at a retail grocery store. The client suffered a fractured hip and required surgery. The attorney failed to file suit before the statute of limitations expired, permanently extinguishing the client's right to recover. The client brought a malpractice claim, arguing the underlying case had strong liability and damages evidence that would have supported a substantial recovery.

Failure to Identify Undisclosed Lien in Residential Closing

Cost: $30,000–$45,000

Time to resolve:

6-10 months

Example

An attorney representing a buyer in a residential home purchase closed the transaction without identifying a recorded contractor's lien from a prior owner's renovation. After closing, the lienholder initiated foreclosure proceedings against the new owner. The buyer paid off the lien to preserve clear title and filed a malpractice claim against the attorney for failing to conduct adequate due diligence and failing to recommend title insurance.

Negligent Handling of Workers Compensation Defense

Cost: $50,000–$75,000

Time to resolve:

12-18 months

Example

An attorney defending an employer in a workers' compensation proceeding failed to obtain key medical records prior to the hearing and missed the deadline to contest the claimant's disability rating. The employer was found liable for permanent total disability benefits far exceeding what the medical evidence would have supported, and filed a malpractice claim alleging the attorney's procedural failures directly caused the excess award.

Missed Filing Deadline in Slip and Fall Case

Cost: $45,000–$60,000

Time to resolve:

9–15 months

Example

A personal injury attorney was retained to represent a client injured in a slip and fall at a retail grocery store. The client suffered a fractured hip and required surgery. The attorney failed to file suit before the statute of limitations expired, permanently extinguishing the client's right to recover. The client brought a malpractice claim, arguing the underlying case had strong liability and damages evidence that would have supported a substantial recovery.

Failure to Identify Undisclosed Lien in Residential Closing

Cost: $30,000–$45,000

Time to resolve:

6-10 months

Example

An attorney representing a buyer in a residential home purchase closed the transaction without identifying a recorded contractor's lien from a prior owner's renovation. After closing, the lienholder initiated foreclosure proceedings against the new owner. The buyer paid off the lien to preserve clear title and filed a malpractice claim against the attorney for failing to conduct adequate due diligence and failing to recommend title insurance.

Negligent Handling of Workers Compensation Defense

Cost: $50,000–$75,000

Time to resolve:

12-18 months

Example

An attorney defending an employer in a workers' compensation proceeding failed to obtain key medical records prior to the hearing and missed the deadline to contest the claimant's disability rating. The employer was found liable for permanent total disability benefits far exceeding what the medical evidence would have supported, and filed a malpractice claim alleging the attorney's procedural failures directly caused the excess award.

Each claim is unique and requires review of your policy terms and conditions to determine whether the claim is covered under your unique policy terms and conditions.

How we’re different

Others

Modular Forms

Quote multiple limits, retentions, and coverage options across all coverages

Others

AM Best rating of A XV (Excellent)*

Underwritten by industry leaders with one of the strongest credit ratings from AM Best

Others

?

Agentic Underwriting™

Get support from underwriters with over 120 years of collective experience

Others

?

Agentic Claims Management™

Our in-house experts resolve claims faster, reduce friction, and keep businesses moving forward

Others

?

Agentic Risk Mitigation™

Access HR experts, employment attorneys, and proactive risk management tools to address professional service issues before they become liabilities

Others

?

Multi-channel support

Get a quote in minutes, any where, and on any device via email, digital application, or API

Others

?

We’re behind you

Christina Casals Melia, Esq. is the Director of Lawyers Professional Liability behind Counterpart's LPL product. With more than 25 years of professional liability experience, including senior underwriting leadership roles exclusively focused on lawyers' professional liability, Christina has spent her career evaluating how legal malpractice exposures play out across firms, claims, and case law. Her background also includes hands-on claims experience as a Senior Claims Analyst and Claims Specialist, as well as direct legal practice as an Associate Attorney, giving her a rare line of sight into how a claim looks from underwriting, claims handling, and the practice of law itself. Her experience informs coverage that is thoughtfully structured, technically sound, and built to support brokers and law firms navigating today's evolving legal and regulatory landscape.

Christina Casals Melia, Esq.

Director, Lawyers Professional Liability

Other products

Professional & General Liability

Protect the company from professional mistakes and unmet agreements with comprehensive liability coverage.

Employment Practices Liability

Protect against employment-related lawsuits.

Small business owner with insurance confidently meeting with customers

Private Directors & Officers

Protect the company's assets and key management.

Woman standing in doorway with arms folded